/* ═══════════════════════════════════════════════════════════
   ZAHNREINIGUNGS-FLATRATE · CSS · vigo-Stil · Mobile-First
═══════════════════════════════════════════════════════════ */

/* ── 1. VARIABLEN ── */
:root {
  /* ── Primär: Teal (innoverplus CI) ── */
  --primary:        #005a70;
  --primary-d:      #003d4f;
  --primary-l:      #e0f2f7;
  --primary-ll:     #f0f9fb;

  /* ── Akzent: Orange (innoverplus CI) ── */
  --orange:         #F59D16;
  --orange-d:       #d4850d;
  --orange-l:       #fef3dc;

  /* ── Legacy-Aliases (für JS/Altcode) ── */
  --vigo-blue:      #005a70;
  --vigo-blue-d:    #003d4f;
  --vigo-blue-l:    #e0f2f7;
  --vigo-blue-ll:   #f0f9fb;
  --accent:         #F59D16;

  /* ── Neutrale Farben ── */
  --dark:           #1a1a2e;
  --mid:            #374151;
  --muted:          #6b7280;
  --border:         #e5e7eb;
  --bg:             #f9fafb;
  --white:          #ffffff;
  --success:        #F59D16;
  --error:          #dc2626;
  --warn-bg:        #fffbeb;

  --r-sm:   6px;
  --r-md:   12px;
  --r-lg:   20px;
  --r-xl:   28px;
  --r-full: 9999px;

  --sh-sm:  0 1px 4px rgba(0,0,0,.08);
  --sh-md:  0 4px 16px rgba(0,0,0,.10);
  --sh-lg:  0 8px 32px rgba(0,0,0,.12);
  --sh-xl:  0 16px 48px rgba(0,90,112,.14);

  --font:   'Inter', system-ui, -apple-system, sans-serif;
  --tr:     .2s ease;
  --hh:     76px;
}

/* ── 2. RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 16px; scroll-behavior: smooth; }
body { font-family: var(--font); color: var(--dark); background: var(--white); line-height: 1.65; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); }
a:hover { text-decoration: underline; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, select { font-family: inherit; }
.sr-only { position: absolute; width: 1px; height: 1px; clip: rect(0,0,0,0); overflow: hidden; }

.section-container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── 3. SECTION HEADER ── */
.section-header {
  text-align: center;
  margin-bottom: 52px;
}
.section-tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--primary);
  background: var(--primary-l);
  padding: 4px 14px;
  border-radius: var(--r-full);
  margin-bottom: 12px;
}
.section-header h2 {
  font-size: clamp(1.55rem, 3.2vw, 2.2rem);
  font-weight: 700;
  color: var(--dark);
  line-height: 1.25;
  margin-bottom: 12px;
}
.section-header p {
  font-size: 1rem;
  color: var(--muted);
  max-width: 540px;
  margin: 0 auto;
}

/* ── 4. BUTTONS ── */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--orange);
  color: var(--white);
  font-size: .98rem;
  font-weight: 600;
  padding: 14px 28px;
  border-radius: var(--r-full);
  border: none;
  cursor: pointer;
  transition: background var(--tr), transform var(--tr), box-shadow var(--tr);
  text-decoration: none;
  white-space: nowrap;
  box-shadow: 0 4px 14px rgba(245,157,22,.35);
}
.btn-primary:hover {
  background: var(--orange-d);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(245,157,22,.45);
  color: var(--white);
  text-decoration: none;
}
.btn-primary:disabled {
  background: #94a3b8;
  box-shadow: none;
  cursor: not-allowed;
  transform: none;
}
.btn-block { width: 100%; justify-content: center; }

.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--primary);
  font-size: .95rem;
  font-weight: 600;
  padding: 13px 24px;
  border-radius: var(--r-full);
  border: 2px solid var(--border);
  cursor: pointer;
  transition: all var(--tr);
}
.btn-outline:hover {
  border-color: var(--primary);
  background: var(--primary-l);
}

/* ── 5. HEADER ── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  height: var(--hh);
  transition: box-shadow var(--tr);
}
.site-header.scrolled { box-shadow: var(--sh-md); }

.header-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
  height: var(--hh);
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 16px;
}

/* Links: innoverplus Original Logo */
.header-left {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 2px;
}
.logo-innoverplus {
  height: 36px;        /* 28px × 1.30 ≈ 36px */
  width: auto;
  object-fit: contain;
  display: block;
}
.header-makler-label {
  font-size: .42rem;   /* 50% kleiner als Logo-Höhe */
  line-height: 1;
  color: #6b7280;
  font-weight: 500;
  letter-spacing: .03em;
  display: block;
  white-space: nowrap;
}

/* Mitte: leer (vigo-Logo ist im Hero) */
.header-center {
  display: flex;
  justify-content: center;
  align-items: center;
}

/* Rechts: In Kooperation mit vigo (reiner grauer Text) */
.header-right {
  display: flex;
  justify-content: flex-end;
}
.header-koop-text {
  font-size: .78rem;
  color: #6b7280;
  text-align: right;
  line-height: 1.5;
  font-weight: 400;
}
.header-koop-brand {
  color: #374151;
  font-weight: 600;
}

/* ── 6. HERO ── */
.hero-section {
  background: linear-gradient(150deg, var(--primary-ll) 0%, var(--white) 65%);
  padding: 16px 0 0;
  overflow: hidden;
}

/* vigo Logo zentriert, prominent ÜBER dem 2-Spalten-Grid */
.hero-vigo-logo-wrap {
  text-align: center;
  padding: 0 24px;
  margin-bottom: 14px;
  max-width: 1100px;
  margin-left: auto;
  margin-right: auto;
}
.hero-vigo-logo {
  height: 120px;
  width: auto;
  object-fit: contain;
  display: inline-block;
}

.hero-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 40px;
  align-items: flex-end;
}

/* Pärchen-Bild Hero – entfernt */

.hero-text h1 {
  font-size: clamp(1.55rem, 3.5vw, 2.4rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--dark);
  margin-bottom: 14px;
  letter-spacing: -.025em;
}
.hero-hl { color: var(--primary); }

/* Feature-Liste im zahn-direkt-Stil */
.hero-features {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 16px;
}
.hero-feature {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .93rem;
  color: var(--dark);
  font-weight: 500;
}
.hf-check {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--success);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: .68rem;
  box-shadow: 0 2px 6px rgba(245,157,22,.25);
}
.hf-check i { font-size: .72rem; }
.hf-text strong {
  font-weight: 700;
  color: var(--orange);
  letter-spacing: .01em;
}

/* Siegel */
.hero-siegel {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 14px 18px;
  box-shadow: var(--sh-sm);
  max-width: 320px;
}
.siegel-img {
  width: 64px;
  height: auto;
  flex-shrink: 0;
  border-radius: var(--r-sm);
}
.siegel-text {
  font-size: .78rem;
  color: var(--mid);
  line-height: 1.5;
}
.siegel-text strong { color: var(--dark); font-size: .82rem; }
.siegel-text span { color: var(--muted); font-size: .72rem; }

/* ── RECHNER CARD ── */
.hero-rechner-wrap { position: relative; }

.rechner-card {
  background: var(--white);
  border-radius: var(--r-xl);
  box-shadow: var(--sh-xl);
  border: 1px solid var(--border);
  overflow: hidden;
}

.rechner-card-header {
  background: var(--primary);
  color: var(--white);
  padding: 13px 20px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .93rem;
  font-weight: 700;
}
.rechner-card-header i { font-size: 1.1rem; opacity: .85; }

.rechner-card-body { padding: 16px 20px; }

/* ── Inline Alter + Preis (Screenshot-Stil) ── */
.rechner-inline-wrap {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 6px;
}
.rechner-inline-left {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.rechner-alter-label {
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--muted);
}
.rechner-alter-row {
  display: flex;
  align-items: center;
  gap: 8px;
}
.rechner-alter-input {
  width: 72px;
  padding: 10px 10px;
  border: 2px solid var(--border);
  border-radius: var(--r-md);
  font-size: 1.45rem;
  font-weight: 700;
  color: var(--dark);
  text-align: center;
  outline: none;
  transition: border-color var(--tr), box-shadow var(--tr);
  background: var(--bg);
  -moz-appearance: textfield;
}
.rechner-alter-input::-webkit-outer-spin-button,
.rechner-alter-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.rechner-alter-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,90,112,.12);
  background: var(--white);
}
.rechner-alter-input.error { border-color: var(--error); }
.rechner-alter-suffix {
  font-size: .95rem;
  font-weight: 500;
  color: var(--muted);
  flex-shrink: 0;
}
/* Preis rechts inline */
.rechner-inline-preis {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 1px;
}
.rechner-inline-amount {
  font-size: 2rem;
  font-weight: 800;
  color: var(--orange);
  line-height: 1;
  white-space: nowrap;
}
.rechner-inline-period {
  font-size: .75rem;
  color: var(--muted);
  font-weight: 500;
}

.rechner-input {
  width: 100%;
  padding: 15px 18px;
  border: 2px solid var(--border);
  border-radius: var(--r-md);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--dark);
  text-align: center;
  letter-spacing: .04em;
  outline: none;
  transition: border-color var(--tr), box-shadow var(--tr);
  background: var(--bg);
}
.rechner-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,90,112,.12);
  background: var(--white);
}
.rechner-input.error { border-color: var(--error); }

.rechner-error {
  font-size: .8rem;
  color: var(--error);
  margin-top: 6px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.result-age-info {
  font-size: .75rem;
  color: var(--muted);
  margin-bottom: 10px;
  margin-top: 3px;
}
.btn-antrag {
  width: 100%;
  justify-content: center;
  font-size: 1rem;
  padding: 14px;
}

/* Trust unter Rechner */
.rechner-trust {
  background: var(--bg);
  border-top: 1px solid var(--border);
  padding: 10px 20px;
  display: flex;
  justify-content: space-around;
  gap: 8px;
}
.rtrust-item {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: .72rem;
  color: var(--muted);
  font-weight: 500;
}
.rtrust-item i { color: var(--success); font-size: .78rem; }

/* ── 7. VORTEILE ── */
.vorteile-section {
  padding: 40px 0 0;
  background: var(--white);
}

/* vigo-Logo inline in der H2 */
.vorteile-h2-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px;
  font-size: clamp(1.55rem, 3.2vw, 2.2rem);
  font-weight: 700;
  color: var(--dark);
  line-height: 1.25;
  margin-bottom: 12px;
}
.vorteile-vigo-inline {
  height: 36px;
  width: auto;
  object-fit: contain;
  display: inline-block;
  vertical-align: middle;
  position: relative;
  top: -2px;
}

/* ── ERSPARNIS-RECHNER ── */
.ersparnis-rechner {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  padding: 28px 28px 24px;
  margin: 28px 0 44px;
  box-shadow: var(--sh-sm);
}

/* Eingabe-Zeile */
.er-inputs {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr auto;
  gap: 16px;
  align-items: flex-end;
}
.er-field {
  display: flex;
  flex-direction: column;
  gap: 7px;
}
.er-label {
  font-size: .78rem;
  font-weight: 600;
  color: var(--mid);
  line-height: 1.4;
}
.er-select-wrap,
.er-input-wrap {
  position: relative;
  display: flex;
  align-items: center;
}
.er-select {
  width: 100%;
  padding: 11px 36px 11px 14px;
  border: 2px solid var(--border);
  border-radius: var(--r-md);
  font-size: .95rem;
  font-weight: 600;
  color: var(--dark);
  background: var(--white);
  outline: none;
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236b7280' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  transition: border-color var(--tr), box-shadow var(--tr);
  font-family: var(--font);
}
.er-select:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,90,112,.1);
}
.er-input {
  width: 100%;
  padding: 11px 42px 11px 14px;
  border: 2px solid var(--border);
  border-radius: var(--r-md);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--dark);
  background: var(--white);
  outline: none;
  transition: border-color var(--tr), box-shadow var(--tr);
  -moz-appearance: textfield;
  font-family: var(--font);
}
.er-input::-webkit-outer-spin-button,
.er-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.er-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,90,112,.1);
}
.er-unit {
  position: absolute;
  right: 13px;
  font-size: .82rem;
  font-weight: 600;
  color: var(--muted);
  pointer-events: none;
}
.er-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--orange);
  color: var(--white);
  font-size: .92rem;
  font-weight: 700;
  padding: 12px 22px;
  border-radius: var(--r-full);
  border: none;
  cursor: pointer;
  transition: background var(--tr), transform var(--tr), box-shadow var(--tr);
  white-space: nowrap;
  box-shadow: 0 4px 14px rgba(245,157,22,.35);
  font-family: var(--font);
  align-self: flex-end;
}
.er-btn:hover {
  background: var(--orange-d);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(245,157,22,.45);
}

/* Ergebnis-Box */
.er-result {
  margin-top: 22px;
  border-top: 1px solid var(--border);
  padding-top: 22px;
  animation: erFadeIn .35s ease;
}
@keyframes erFadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}
.er-result-inner {
  display: flex;
  align-items: flex-start;
  gap: 32px;
  flex-wrap: wrap;
}

/* Haupt-Zahl */
.er-result-main {
  flex-shrink: 0;
  min-width: 200px;
}
.er-result-label {
  font-size: .75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .09em;
  color: var(--muted);
  margin-bottom: 4px;
}
.er-result-amount {
  font-size: clamp(2.2rem, 5vw, 3.2rem);
  font-weight: 900;
  line-height: 1;
  letter-spacing: -.03em;
  margin-bottom: 4px;
}
.er-result-amount--pos { color: var(--orange); }
.er-result-amount--neg { color: var(--primary); }
.er-result-sub {
  font-size: .8rem;
  color: var(--muted);
  line-height: 1.5;
}

/* Leistungs-Chips */
.er-result-plus {
  flex: 1;
  min-width: 240px;
}
.er-plus-label {
  display: block;
  font-size: .82rem;
  color: var(--mid);
  margin-bottom: 10px;
  line-height: 1.5;
}
.er-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
}
.er-chip {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: var(--primary-l);
  color: var(--primary);
  font-size: .77rem;
  font-weight: 600;
  padding: 5px 11px;
  border-radius: var(--r-full);
  border: 1px solid rgba(0,90,112,.15);
  white-space: nowrap;
}
.vorteile-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.vorteil-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 20px 18px;
  transition: box-shadow var(--tr), transform var(--tr), border-color var(--tr);
}
.vorteil-card:hover {
  box-shadow: var(--sh-lg);
  transform: translateY(-3px);
  border-color: rgba(0,90,112,.2);
}
.vorteil-icon {
  width: 56px; height: 56px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 14px;
}
.vorteil-card h3 { font-size: .97rem; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.vorteil-card p  { font-size: .88rem; color: var(--muted); line-height: 1.65; }

/* ── 8. FUNNEL ── */
.funnel-section {
  padding: 56px 0;
  background: var(--bg);
}
.funnel-wrap { max-width: 660px; margin: 0 auto; }

/* Progress */
.funnel-progress { margin-bottom: 32px; }
.fp-track {
  height: 4px;
  background: var(--border);
  border-radius: var(--r-full);
  margin-bottom: 16px;
  overflow: hidden;
}
.fp-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--primary), var(--orange));
  border-radius: var(--r-full);
  transition: width .4s ease;
  width: 0%;
}
.fp-steps {
  display: flex;
  justify-content: space-between;
  position: relative;
}
.fp-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 5px;
  flex: 1;
}
.fp-circle {
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--border);
  color: var(--muted);
  display: flex; align-items: center; justify-content: center;
  font-size: .8rem; font-weight: 700;
  transition: all .3s;
}
.fp-step.active .fp-circle  { background: var(--primary); color: var(--white); box-shadow: 0 0 0 4px rgba(0,90,112,.18); }
.fp-step.done   .fp-circle  { background: var(--orange); color: var(--white); }
.fp-step > span { font-size: .7rem; color: var(--muted); text-align: center; }
.fp-step.active > span { color: var(--primary); font-weight: 600; }

/* Funnel Card */
.funnel-card {
  background: var(--white);
  border-radius: var(--r-xl);
  box-shadow: var(--sh-xl);
  border: 1px solid var(--border);
  overflow: visible; /* KEIN overflow:hidden – sonst wird das GKV-Dropdown abgeschnitten */
}
/* Stattdessen: nur Progress-Bar oben abrunden */
.funnel-progress {
  border-radius: var(--r-xl) var(--r-xl) 0 0;
  overflow: hidden;
}

.fstep { display: none; animation: stepIn .3s ease; }
.fstep.active { display: block; }
@keyframes stepIn {
  from { opacity: 0; transform: translateX(14px); }
  to   { opacity: 1; transform: translateX(0); }
}

.fstep-header {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 24px 28px;
  border-bottom: 1px solid var(--border);
  background: var(--bg);
}
.fstep-header > i {
  width: 38px; height: 38px;
  background: var(--primary);
  color: var(--white);
  border-radius: var(--r-md);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
  margin-top: 2px;
}
/* vigo Logo als Ersatz für Icon in Step 1 */
.fstep-vigo-logo {
  width: 72px;
  height: auto;
  flex-shrink: 0;
  margin-top: 2px;
  mix-blend-mode: multiply;
  object-fit: contain;
  align-self: center;
}
.fstep-header h3 { font-size: 1.1rem; font-weight: 700; color: var(--dark); margin-bottom: 3px; }
.fstep-header p  { font-size: .85rem; color: var(--muted); }

.fstep-body { padding: 28px; }

/* Center block for step 1 */
.f-center-block { max-width: 380px; margin: 0 auto; }

/* Form */
.form-group { margin-bottom: 18px; }
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.form-row--75-25 { grid-template-columns: 3fr 1fr; }
.form-row--25-75 { grid-template-columns: 1fr 3fr; }

.form-group label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: var(--mid);
  margin-bottom: 6px;
}
.req { color: var(--error); }
.optional { color: var(--muted); font-size: .8em; font-weight: 400; }

.form-input {
  width: 100%;
  padding: 12px 14px;
  border: 2px solid var(--border);
  border-radius: var(--r-md);
  font-size: .95rem;
  color: var(--dark);
  outline: none;
  transition: border-color var(--tr), box-shadow var(--tr);
  background: var(--bg);
  -webkit-appearance: none;
}
.form-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,90,112,.1);
  background: var(--white);
}
.form-input.error  { border-color: var(--error); }
.fi-large { font-size: 1.15rem; text-align: center; padding: 15px; letter-spacing: .05em; }

.form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236b7280' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
  cursor: pointer;
}

.field-error {
  font-size: .8rem;
  color: var(--error);
  margin-top: 5px;
  display: flex;
  align-items: center;
  gap: 5px;
}
.form-hint-text {
  font-size: .78rem;
  color: var(--muted);
  margin-top: 5px;
}

/* Autocomplete */
.autocomplete-wrap { position: relative; }
.autocomplete-list {
  position: absolute;
  top: 100%;
  left: 0; right: 0;
  background: var(--white);
  border: 1px solid var(--border);
  border-top: none;
  border-radius: 0 0 var(--r-md) var(--r-md);
  max-height: 260px;
  overflow-y: scroll;          /* scroll statt auto: erzwingt Scrollbar auf iOS */
  -webkit-overflow-scrolling: touch; /* Momentum-Scrolling auf iOS */
  overscroll-behavior: contain; /* verhindert Page-Scroll beim Listen-Scrollen */
  z-index: 9000;               /* hoch genug um über allem zu liegen */
  box-shadow: 0 8px 24px rgba(0,0,0,.15);
}
.ac-item {
  padding: 10px 14px;
  font-size: .9rem;
  cursor: pointer;
  border-bottom: 1px solid var(--bg);
  transition: background var(--tr);
}
.ac-item:hover,
.ac-item.ac-active { background: var(--primary-l); color: var(--primary); }
.ac-item:last-child { border-bottom: none; }

/* Premium Display */
.premium-display {
  background: linear-gradient(135deg, var(--primary) 0%, #007a96 100%);
  color: var(--white);
  border-radius: var(--r-lg);
  padding: 28px;
  text-align: center;
  margin-bottom: 24px;
}
.premium-display--sm { padding: 20px; margin-bottom: 20px; }
.pd-tarif  { font-size: .8rem; font-weight: 600; opacity: .8; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 8px; }
.pd-amount { font-size: 3rem; font-weight: 800; line-height: 1; margin-bottom: 4px; }
.premium-display--sm .pd-amount { font-size: 2.2rem; }
.pd-period { font-size: 1.1rem; opacity: .85; margin-bottom: 6px; }
.pd-ageinfo { font-size: .82rem; opacity: .7; }

/* Highlights */
.highlights-box {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 20px;
  margin-bottom: 24px;
}
.highlights-box h4 {
  font-size: .88rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.hl-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px;
  background: var(--white);
  border-radius: var(--r-md);
  margin-bottom: 8px;
  font-size: .88rem;
  color: var(--mid);
  line-height: 1.55;
  border: 1px solid var(--border);
}
.hl-item:last-child { margin-bottom: 0; }
.hl-icon {
  width: 30px; height: 30px;
  background: var(--orange);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .85rem;
  flex-shrink: 0;
  margin-top: 1px;
}
.hl-item strong { color: var(--dark); }

/* Checkboxes */
.cb-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px;
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  margin-bottom: 12px;
  transition: border-color var(--tr), background var(--tr);
  cursor: pointer;
}
.cb-item:hover { border-color: rgba(0,90,112,.3); background: var(--primary-ll); }
.cb-item.checked { border-color: var(--primary); background: var(--primary-l); }
.cb-input {
  width: 18px; height: 18px;
  flex-shrink: 0;
  margin-top: 2px;
  accent-color: var(--primary);
  cursor: pointer;
}
.cb-label {
  font-size: .84rem;
  color: var(--mid);
  line-height: 1.6;
  cursor: pointer;
}
.cb-label a { color: var(--primary); }
.cb-label strong { color: var(--dark); }
.cb-label small { opacity: .75; }

/* Summary */
.summary-box {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  overflow: hidden;
  margin-bottom: 20px;
}
.sum-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 18px;
  border-bottom: 1px solid var(--border);
  font-size: .88rem;
}
.sum-row:last-child { border-bottom: none; }
.sum-label { color: var(--muted); }
.sum-value { color: var(--dark); font-weight: 600; text-align: right; }
.sum-value.hl { color: var(--primary); font-size: .95rem; }

.hinweis-box {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: var(--primary-l);
  border: 1px solid rgba(0,90,112,.2);
  border-radius: var(--r-md);
  padding: 14px 16px;
  margin-bottom: 20px;
  font-size: .85rem;
  color: var(--mid);
}
.hinweis-box i { color: var(--primary); margin-top: 2px; flex-shrink: 0; }

.error-global {
  background: #fef2f2;
  border: 1px solid #fecaca;
  border-radius: var(--r-md);
  padding: 13px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .87rem;
  color: #991b1b;
  margin-bottom: 16px;
}

/* Step Actions */
.fstep-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  margin-top: 24px;
  flex-wrap: wrap;
}
.fstep-actions--submit { flex-direction: column; }
.fstep-actions--submit .btn-primary,
.fstep-actions--submit .btn-outline { width: 100%; justify-content: center; }

.btn-submit-final { width: 100%; justify-content: center; font-size: 1.05rem; padding: 16px; }

.ssl-text {
  text-align: center;
  font-size: .76rem;
  color: var(--muted);
  margin-top: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.ssl-text i { color: var(--success); }

/* Spinner */
.spinner {
  width: 18px; height: 18px;
  border: 2px solid rgba(255,255,255,.4);
  border-top-color: white;
  border-radius: 50%;
  animation: spin .65s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* Danke */
.danke-body { padding: 40px 28px; text-align: center; }
.danke-icon { font-size: 4rem; color: var(--orange); margin-bottom: 18px; animation: popIn .5s ease; }
@keyframes popIn {
  0%   { transform: scale(.4); opacity: 0; }
  70%  { transform: scale(1.12); }
  100% { transform: scale(1); opacity: 1; }
}
.danke-body h3 { font-size: 1.45rem; font-weight: 700; color: var(--dark); margin-bottom: 12px; }
.danke-body p  { color: var(--muted); margin-bottom: 24px; }
.danke-items { display: flex; flex-direction: column; gap: 10px; text-align: left; max-width: 360px; margin: 0 auto; }
.danke-item {
  display: flex; align-items: center; gap: 12px;
  font-size: .88rem; color: var(--mid);
  padding: 10px 14px;
  background: var(--bg);
  border-radius: var(--r-md);
}
.danke-item i { color: var(--primary); width: 18px; flex-shrink: 0; }
.danke-item a { color: var(--primary); font-weight: 600; }

.funnel-ssl {
  text-align: center;
  font-size: .78rem;
  color: var(--muted);
  margin-top: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.funnel-ssl i { color: var(--success); }

/* ── SPAR-RECHNER SECTION ── */
.spar-section {
  padding: 64px 0;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-d) 100%);
  color: var(--white);
  overflow: hidden;
  position: relative;
}
.spar-section::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 360px; height: 360px;
  background: rgba(245,157,22,.10);
  border-radius: 50%;
  pointer-events: none;
}
.spar-section::after {
  content: '';
  position: absolute;
  bottom: -80px; left: -60px;
  width: 240px; height: 240px;
  background: rgba(255,255,255,.04);
  border-radius: 50%;
  pointer-events: none;
}
.spar-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.spar-text .section-tag {
  background: rgba(255,255,255,.15);
  color: var(--white);
  border-radius: var(--r-full);
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: 4px 14px;
  margin-bottom: 12px;
}
.spar-text h2 {
  font-size: clamp(1.6rem, 3vw, 2.3rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 12px;
}
.spar-betrag-gross {
  font-size: clamp(3rem, 7vw, 4.5rem);
  font-weight: 900;
  color: var(--orange);
  line-height: 1;
  letter-spacing: -.03em;
  text-shadow: 0 2px 16px rgba(245,157,22,.45);
  margin-bottom: 4px;
}
.spar-betrag-label {
  font-size: 1rem;
  color: rgba(255,255,255,.75);
  margin-bottom: 28px;
}
.spar-items {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 28px;
}
.spar-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: .9rem;
  color: rgba(255,255,255,.9);
}
.spar-item-icon {
  width: 38px; height: 38px;
  background: rgba(255,255,255,.12);
  border-radius: var(--r-md);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.spar-item strong { color: var(--white); }

/* Rechner-Card rechts */
.spar-rechner-card {
  background: var(--white);
  border-radius: var(--r-xl);
  padding: 32px 28px;
  box-shadow: 0 20px 60px rgba(0,0,0,.28);
}
.spar-rechner-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 20px;
  text-align: center;
}
.spar-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 0;
  border-bottom: 1px solid var(--border);
  font-size: .9rem;
}
.spar-row:last-of-type { border-bottom: none; }
.spar-row-label { color: var(--muted); }
.spar-row-val { font-weight: 700; color: var(--dark); }
.spar-row-val.minus { color: var(--error); }
.spar-row-val.result {
  color: var(--orange);
  font-size: 1.3rem;
  font-weight: 900;
}
.spar-divider {
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--orange));
  border-radius: 2px;
  margin: 6px 0;
}
.spar-rechner-hinweis {
  font-size: .76rem;
  color: var(--muted);
  text-align: center;
  margin-top: 16px;
  line-height: 1.55;
}
.spar-cta {
  margin-top: 20px;
  text-align: center;
}

/* ── KONTAKT-LEISTE (schwebend rechts) ── */
.kontakt-bar {
  position: fixed;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  z-index: 7900;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.kontakt-bar-item {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  text-decoration: none;
  transition: width var(--tr), opacity var(--tr);
  position: relative;
}
.kontakt-bar-item:first-child { border-radius: 10px 0 0 0; }
.kontakt-bar-item:last-child  { border-radius: 0 0 0 10px; }
.kontakt-bar-item.kb-email    { background: var(--primary); }
.kontakt-bar-item.kb-phone    { background: var(--primary-d); }
.kontakt-bar-item.kb-whatsapp { background: #25d366; }
.kontakt-bar-item:hover { width: 52px; opacity: .95; }
.kontakt-bar-item svg { width: 22px; height: 22px; color: white; flex-shrink: 0; }
.kb-tooltip {
  position: absolute;
  right: 54px;
  background: var(--dark);
  color: var(--white);
  font-size: .73rem;
  font-weight: 600;
  padding: 6px 10px;
  border-radius: var(--r-md);
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: opacity .2s ease, transform .15s ease;
  box-shadow: var(--sh-md);
  transform: translateX(4px);
}
.kontakt-bar-item:hover .kb-tooltip {
  opacity: 1;
  transform: translateX(0);
}

/* ── §61 VVG BERATUNGSVERZICHT-BLOCK ── */
.beratung-block {
  background: #fffbeb;
  border: 2px solid #f59e0b;
  border-radius: var(--r-lg);
  padding: 20px;
  margin-bottom: 20px;
}
.beratung-block-header {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 14px;
}
.beratung-block-icon {
  width: 38px; height: 38px;
  background: #f59e0b;
  color: white;
  border-radius: var(--r-md);
  display: flex; align-items: center; justify-content: center;
  font-size: .95rem;
  flex-shrink: 0;
}
.beratung-block-title {
  font-size: .95rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 3px;
}
.beratung-block-sub {
  font-size: .82rem;
  color: var(--muted);
}
.beratung-kontakte {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 16px;
}
.beratung-kontakt-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  border-radius: var(--r-full);
  font-size: .85rem;
  font-weight: 600;
  text-decoration: none;
  transition: all var(--tr);
  border: 2px solid transparent;
}
.beratung-kontakt-btn--tel {
  background: var(--primary);
  color: var(--white);
}
.beratung-kontakt-btn--tel:hover {
  background: var(--primary-d);
  color: var(--white);
  text-decoration: none;
}
.beratung-kontakt-btn--mail {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.beratung-kontakt-btn--mail:hover {
  background: var(--primary-l);
  text-decoration: none;
}
.beratung-staffel {
  background: white;
  border: 1px solid #fde68a;
  border-radius: var(--r-md);
  padding: 14px 16px;
  margin-bottom: 16px;
  font-size: .84rem;
  color: var(--mid);
}
.beratung-staffel strong { color: var(--dark); }
.beratung-staffel-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-top: 10px;
}
.staffel-item {
  text-align: center;
  background: #fef3c7;
  border-radius: var(--r-sm);
  padding: 8px 6px;
}
.staffel-item .staffel-jahr {
  font-size: .72rem;
  color: var(--muted);
  display: block;
}
.staffel-item .staffel-val {
  font-size: .95rem;
  font-weight: 800;
  color: #92400e;
  display: block;
}
.staffel-item .staffel-hint {
  font-size: .68rem;
  color: var(--muted);
  display: block;
}
.cb-item.cb-item--warn {
  border-color: #f59e0b;
  background: #fffbeb;
}
.cb-item.cb-item--warn:hover {
  border-color: #d97706;
  background: #fef3c7;
}
.cb-item.cb-item--warn.checked {
  border-color: #d97706;
  background: #fef3c7;
}
.cb-item.cb-item--warn .cb-input {
  accent-color: #f59e0b;
}

/* ── 9. TESTIMONIALS ── */
.testimonials-section {
  padding: 56px 0;
  background: var(--vigo-blue-ll);
}
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.testi-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 26px;
  box-shadow: var(--sh-sm);
  transition: box-shadow var(--tr), transform var(--tr);
}
.testi-card:hover { box-shadow: var(--sh-md); transform: translateY(-2px); }
.testi-stars { display: flex; gap: 3px; margin-bottom: 12px; }
.testi-stars i { color: #f59e0b; font-size: .9rem; }
.testi-card p { font-size: .92rem; color: var(--mid); font-style: italic; line-height: 1.7; margin-bottom: 16px; }
.testi-author { display: flex; align-items: center; gap: 10px; }
.testi-av {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--vigo-blue); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-size: .9rem; font-weight: 700; flex-shrink: 0;
}
.testi-author strong { font-size: .9rem; display: block; color: var(--dark); }
.testi-author small { color: var(--muted); font-size: .8rem; }

/* ── 10. FAQ ── */
.faq-section { padding: 56px 0 0; background: var(--white); }
.faq-list { max-width: 740px; margin: 0 auto; display: flex; flex-direction: column; gap: 8px; }
.faq-item { border: 1px solid var(--border); border-radius: var(--r-md); overflow: hidden; transition: border-color var(--tr); }
.faq-item:hover { border-color: rgba(0,90,112,.25); }
.faq-item.open { border-color: rgba(0,90,112,.35); box-shadow: var(--sh-sm); }
.faq-q {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between;
  gap: 14px; padding: 18px 20px;
  font-size: .93rem; font-weight: 600; color: var(--dark);
  text-align: left; background: var(--white); border: none; cursor: pointer;
  transition: background var(--tr), color var(--tr);
}
.faq-q:hover { background: var(--bg); }
.faq-item.open .faq-q { background: var(--primary-l); color: var(--primary); }
.faq-q i,
.faq-q .faq-chevron { flex-shrink: 0; font-size: .82rem; color: var(--muted); transition: transform .3s; }
.faq-item.open .faq-q i,
.faq-item.open .faq-q .faq-chevron { transform: rotate(180deg); color: var(--primary); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .4s ease; }
.faq-item.open .faq-a { max-height: 320px; }
.faq-a p { padding: 0 20px 18px; font-size: .88rem; color: var(--muted); line-height: 1.75; border-top: 1px solid var(--border); padding-top: 15px; }

/* ── 11. FOOTER – schlank ── */
.site-footer { border-top: 1px solid var(--border); }
.footer-slim {
  background: #0d2f52;
  padding: 16px 0;
}
.footer-slim .section-container {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}
.footer-slim-links {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  justify-content: center;
}
.footer-slim-links a {
  font-size: .8rem;
  color: #bfdbfe;
  text-decoration: none;
  transition: color var(--tr);
}
.footer-slim-links a:hover { color: var(--white); }
.footer-slim-sep {
  color: #475569;
  font-size: .8rem;
  user-select: none;
}
.footer-slim-copy {
  font-size: .72rem;
  color: #cbd5e1;
  margin: 0;
}

/* Step 2: CTA direkt unter Preis – kompakter Abstand */
.fstep-actions--cta-top {
  margin-bottom: 20px;
}

/* ── 12. WHATSAPP FAB – entfernt (A3) ── */

/* ── 13. MOBILE BAR – entfernt (A2) ── */
.mobile-bar { display: none !important; }
.btn-mobile-cta { display: none; }

/* ── 14. COOKIE BANNER – Borlabs-Style ── */
.cb2-overlay {
  position: fixed; inset: 0;
  background: rgba(0,0,0,.55);
  z-index: 9400;
  backdrop-filter: blur(3px);
}
.cb2-box {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 9500;
  background: var(--white);
  box-shadow: 0 -4px 40px rgba(0,0,0,.18);
  animation: cb2SlideUp .35s ease;
  max-height: 92vh;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
}
@keyframes cb2SlideUp {
  from { transform: translateY(100%); opacity: 0; }
  to   { transform: translateY(0);   opacity: 1; }
}

/* Header */
.cb2-header {
  padding: 24px 28px 18px;
  border-bottom: 1px solid var(--border);
}
.cb2-logo-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 10px;
}
.cb2-brand {
  font-size: .97rem;
  font-weight: 800;
  color: var(--dark);
  letter-spacing: -.02em;
}
.cb2-brand-dot { color: var(--orange); }
.cb2-headline {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 8px;
}
.cb2-intro {
  font-size: .8rem;
  color: var(--muted);
  line-height: 1.6;
  max-height: 60px;
  overflow: hidden;
  transition: max-height .3s ease;
}
.cb2-intro.expanded { max-height: 400px; }

/* Actions */
.cb2-actions {
  display: flex;
  gap: 8px;
  padding: 16px 28px;
  flex-wrap: wrap;
  align-items: center;
  border-top: 1px solid var(--border);
  background: var(--white);
}
.cb2-btn {
  padding: 11px 22px;
  border-radius: var(--r-full);
  font-size: .88rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all var(--tr);
  font-family: var(--font);
  white-space: nowrap;
}
.cb2-btn--accept {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(245,157,22,.35);
  order: 3;
}
.cb2-btn--accept:hover { background: var(--orange-d); }
.cb2-btn--reject {
  background: transparent;
  color: var(--mid);
  border: 2px solid var(--border);
  order: 2;
}
.cb2-btn--reject:hover { border-color: var(--muted); background: var(--bg); }
.cb2-btn--save {
  background: var(--primary);
  color: var(--white);
  order: 1;
}
.cb2-btn--save:hover { background: var(--primary-d); }

/* Dienste-Akkordeon */
.cb2-services {
  padding: 0 28px 8px;
  animation: cb2FadeIn .25s ease;
}
@keyframes cb2FadeIn { from { opacity: 0; } to { opacity: 1; } }

.cb2-group {
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  margin-bottom: 10px;
  overflow: hidden;
}
.cb2-group-header {
  padding: 12px 16px;
  background: var(--bg);
  border-bottom: 1px solid var(--border);
}
.cb2-group-toggle {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
}
.cb2-group-name {
  font-size: .88rem;
  font-weight: 700;
  color: var(--dark);
  display: flex;
  align-items: center;
  gap: 8px;
}
.cb2-badge--always {
  font-size: .68rem;
  font-weight: 700;
  background: var(--orange-l);
  color: var(--orange-d);
  padding: 2px 8px;
  border-radius: var(--r-full);
}
.cb2-group-body {
  padding: 14px 16px;
  font-size: .82rem;
  color: var(--muted);
  line-height: 1.55;
}
.cb2-group-desc { margin-bottom: 10px; }
.cb2-service-item {
  background: var(--bg);
  border-radius: var(--r-sm);
  padding: 10px 12px;
  border: 1px solid var(--border);
}
.cb2-service-name {
  font-size: .83rem;
  font-weight: 600;
  color: var(--dark);
  margin-bottom: 3px;
}
.cb2-service-desc {
  font-size: .78rem;
  color: var(--muted);
  margin-bottom: 6px;
}
.cb2-service-meta {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  font-size: .72rem;
  color: var(--muted);
}

/* Custom Checkbox */
.cb2-cb { display: none; }
.cb2-checkmark {
  width: 18px; height: 18px;
  border: 2px solid var(--border);
  border-radius: 4px;
  background: var(--white);
  flex-shrink: 0;
  transition: background .2s, border-color .2s;
  position: relative;
}
.cb2-cb:checked + .cb2-checkmark {
  background: var(--orange);
  border-color: var(--orange);
}
.cb2-cb:checked + .cb2-checkmark::after {
  content: '';
  position: absolute;
  left: 4px; top: 1px;
  width: 6px; height: 10px;
  border: 2px solid white;
  border-top: none; border-left: none;
  transform: rotate(45deg);
}
.cb2-checkmark--locked {
  background: #e5e7eb;
  border-color: #e5e7eb;
}
.cb2-checkmark--locked::after {
  content: '';
  position: absolute;
  left: 4px; top: 1px;
  width: 6px; height: 10px;
  border: 2px solid #9ca3af;
  border-top: none; border-left: none;
  transform: rotate(45deg);
}

/* Footer */
.cb2-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 28px 14px;
  gap: 16px;
  flex-wrap: wrap;
  background: var(--bg);
  border-top: 1px solid var(--border);
}
.cb2-details-toggle {
  background: none;
  border: none;
  color: var(--primary);
  font-size: .78rem;
  font-weight: 600;
  cursor: pointer;
  font-family: var(--font);
  display: flex;
  align-items: center;
  gap: 5px;
  transition: color var(--tr);
  padding: 0;
}
.cb2-details-toggle:hover { color: var(--primary-d); }
.cb2-details-toggle svg { transition: transform .25s; }
.cb2-details-toggle.open svg { transform: rotate(180deg); }
.cb2-legal-links {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .73rem;
}
.cb2-legal-links a {
  color: var(--muted);
  text-decoration: none;
  transition: color var(--tr);
}
.cb2-legal-links a:hover { color: var(--primary); }
.cb2-legal-links span { color: #d1d5db; }

/* Alte Cookie-Klassen (Kompatibilität JS) */
.cookie-overlay { display: none !important; }
.cookie-banner  { display: none !important; }

/* Mobile */
@media (max-width: 480px) {
  .cb2-header { padding: 18px 18px 14px; }
  .cb2-actions { padding: 12px 18px; }
  .cb2-services { padding: 0 18px 8px; }
  .cb2-footer { padding: 10px 18px 12px; }
  .cb2-btn { font-size: .82rem; padding: 10px 16px; }
  .cb2-btn--accept { width: 100%; order: 1; }
  .cb2-btn--reject { order: 2; }
  .cb2-btn--save   { order: 3; }
}

/* ── 14b. LEISTUNGSÜBERSICHT ── */
.leistungen-section {
  padding: 56px 0;
  background: var(--primary-ll);
}

/* 3 Highlight-Cards */
.leistung-highlights {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-bottom: 40px;
}
/* 6 Kacheln: ab 900px 3-spaltig, darunter 2-spaltig, mobil 1-spaltig */
.leistung-hl-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 28px 22px 24px;
  text-align: center;
  position: relative;
  transition: box-shadow var(--tr), transform var(--tr);
  box-shadow: var(--sh-sm);
}
.leistung-hl-card:hover {
  box-shadow: var(--sh-lg);
  transform: translateY(-3px);
}
.leistung-hl-card--accent {
  background: linear-gradient(145deg, var(--primary) 0%, #007a96 100%);
  border-color: transparent;
  color: var(--white);
}
.leistung-hl-card--accent h3,
.leistung-hl-card--accent p { color: var(--white); }
.leistung-hl-card--accent .leistung-hl-badge {
  background: rgba(255,255,255,.25);
  color: var(--white);
}
.leistung-hl-card--accent .leistung-hl-icon {
  background: rgba(255,255,255,.2);
  color: var(--white);
}

.leistung-hl-icon {
  width: 64px; height: 64px;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 14px;
}
.leistung-hl-badge {
  display: inline-block;
  font-size: .75rem;
  font-weight: 800;
  letter-spacing: .08em;
  background: var(--orange-l);
  color: var(--orange-d);
  padding: 3px 12px;
  border-radius: var(--r-full);
  margin-bottom: 12px;
}
.leistung-hl-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 8px;
}
.leistung-hl-card p {
  font-size: .85rem;
  color: var(--muted);
  line-height: 1.6;
}

/* Tabelle */
.leistung-tabelle-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  overflow: hidden;
  box-shadow: var(--sh-md);
}
.leistung-tabelle-title {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1rem;
  font-weight: 700;
  color: var(--dark);
  padding: 20px 28px;
  background: var(--bg);
  border-bottom: 1px solid var(--border);
}
.leistung-tabelle-title i { color: var(--vigo-blue); font-size: 1.1rem; }

.leistung-tabelle {
  width: 100%;
  border-collapse: collapse;
}
.leistung-tabelle thead tr {
  background: var(--primary);
  color: var(--white);
}
.leistung-tabelle thead th {
  padding: 12px 20px;
  font-size: .8rem;
  font-weight: 700;
  text-align: left;
  letter-spacing: .05em;
  text-transform: uppercase;
}
.leistung-tabelle tbody tr {
  border-bottom: 1px solid var(--border);
  transition: background var(--tr);
}
.leistung-tabelle tbody tr:last-child { border-bottom: none; }
.leistung-tabelle tbody tr:hover { background: var(--primary-ll); }

.leistung-tabelle td {
  padding: 14px 20px;
  font-size: .9rem;
  color: var(--mid);
  vertical-align: middle;
}
.leistung-tabelle td:first-child {
  display: flex;
  align-items: center;
  gap: 10px;
}
.leistung-tabelle td:last-child {
  font-size: .82rem;
  color: var(--muted);
}

.leistung-row--highlight { background: #fef3dc; }
.leistung-row--highlight:hover { background: var(--orange-l) !important; }
.leistung-row--nein { opacity: .75; }

.lt-icon {
  width: 30px; height: 30px;
  background: var(--primary-l);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-size: .8rem;
  color: var(--primary);
}
.leistung-row--nein .lt-icon {
  background: #f1f5f9;
  color: var(--muted);
}
.lt-name { font-weight: 600; color: var(--dark); }
.leistung-row--nein .lt-name { color: var(--muted); }

.lt-badge {
  display: inline-block;
  padding: 4px 14px;
  border-radius: var(--r-full);
  font-size: .82rem;
  font-weight: 700;
  white-space: nowrap;
}
.lt-badge--100 {
  background: var(--orange-l);
  color: var(--orange-d);
}
.lt-badge--nein {
  background: #f1f5f9;
  color: var(--muted);
}

.leistung-tabelle-hinweis {
  padding: 14px 20px;
  font-size: .8rem;
  color: var(--muted);
  background: var(--bg);
  border-top: 1px solid var(--border);
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.leistung-tabelle-hinweis i { color: var(--primary); flex-shrink: 0; }
.leistung-tabelle-hinweis a { color: var(--primary); font-weight: 600; }

/* ── Leistungsstaffel-Box (unter Tabelle) ── */
.leistung-staffel-box {
  border-top: 1px solid var(--border);
  background: var(--bg);
  padding: 20px 24px;
}
.leistung-staffel-header {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .88rem;
  color: var(--primary-d);
  margin-bottom: 14px;
}
.leistung-staffel-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-bottom: 14px;
}
.leistung-staffel-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: 10px 12px;
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.leistung-staffel-item.lsi-highlight {
  background: var(--primary-l);
  border-color: var(--primary);
}
.lsi-year {
  font-size: .75rem;
  font-weight: 600;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .05em;
}
.lsi-amount {
  font-size: .95rem;
  font-weight: 800;
  color: var(--primary-d);
}
.leistung-staffel-item.lsi-highlight .lsi-amount { color: var(--primary); }

/* PZR-Hinweis unter Staffel */
.leistung-staffel-pzr {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #e0f2f7;
  border: 1px solid var(--primary);
  border-radius: var(--r-md);
  padding: 10px 14px;
}
.leistung-staffel-pzr svg { flex-shrink: 0; margin-top: 2px; }
.leistung-staffel-pzr p {
  font-size: .84rem;
  color: var(--primary-d);
  line-height: 1.55;
  margin: 0;
}

@media (max-width: 600px) {
  .leistung-staffel-grid { grid-template-columns: repeat(2, 1fr); }
  .leistung-staffel-box { padding: 16px; }
}

/* ── 14c. FAQ – erweiterte Styles (Listen in Antworten) ── */
.faq-leistungs-liste {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin: 10px 0 0;
  padding: 0;
}
.faq-leistungs-liste li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .87rem;
  color: var(--mid);
  line-height: 1.55;
}
.faq-leistungs-liste li i {
  color: var(--success);
  flex-shrink: 0;
  margin-top: 2px;
  font-size: .9rem;
}
.faq-leistungs-liste li i.fa-mobile-alt,
.faq-leistungs-liste li i.fa-laptop,
.faq-leistungs-liste li i.fa-envelope {
  color: var(--primary);
}
.faq-dokumente-liste li i.fa-file-pdf { color: #dc2626; }
.faq-a p a { color: var(--primary); font-weight: 500; }

/* ── 15. ANIMATIONEN ── */
.anim-hidden { opacity: 0; transform: translateY(20px); }
.anim-visible { opacity: 1; transform: translateY(0); transition: opacity .45s ease, transform .45s ease; }

/* ── 16. RESPONSIVE TABLET ── */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; gap: 24px; }
  .hero-rechner-wrap { max-width: 480px; margin: 0 auto; width: 100%; }
  .vorteile-grid { grid-template-columns: repeat(2, 1fr); }
  .er-inputs { grid-template-columns: 1fr 1fr; }
  .er-btn { grid-column: 1 / -1; width: 100%; justify-content: center; }
  .spar-inner { grid-template-columns: 1fr; gap: 32px; }
}

/* ── 17. RESPONSIVE MOBILE ── */
@media (max-width: 768px) {
  :root { --hh: 60px; }

  .header-inner { grid-template-columns: 1fr auto 1fr; }
  /* header-right auf Mobile: kompakt einzeilig statt versteckt */
  .header-right { display: flex; align-items: center; }
  .header-koop-text { font-size: .62rem; line-height: 1.3; text-align: right; }
  .logo-innoverplus { height: 32px; }   /* 24px × 1.30 ≈ 32px */
  .header-makler-label { font-size: .36rem; line-height: 1; }

  /* ── Above the Fold Mobile: alles sichtbar ohne Scrollen ── */
  .hero-section { padding: 10px 0 14px; }
  .hero-vigo-logo { height: 90px; max-width: 90vw; width: auto; }
  .hero-vigo-logo-wrap { margin-bottom: 10px; padding: 0 16px; }
  .hero-text h1 { font-size: clamp(1.3rem, 5.2vw, 1.6rem); margin-bottom: 8px; }
  .hero-feature { font-size: .85rem; }
  .hero-features { gap: 5px; margin-bottom: 10px; }
  .hf-check { width: 20px; height: 20px; font-size: .62rem; }
  .rechner-card-header { padding: 10px 16px; font-size: .87rem; }
  .rechner-card-body { padding: 12px 16px; }
  .rechner-inline-amount { font-size: 1.65rem; }
  .result-age-info { margin-bottom: 8px; }
  .rechner-trust { padding: 8px 16px; }
  .rtrust-item { font-size: .68rem; }

  .vorteile-grid { grid-template-columns: 1fr; }
  .ersparnis-rechner { padding: 20px 16px 18px; }
  .er-inputs { grid-template-columns: 1fr; }
  .er-btn { width: 100%; justify-content: center; }
  .er-result-inner { flex-direction: column; gap: 18px; }
  .er-result-main { min-width: unset; }
  .vorteile-vigo-inline { height: 28px; }
  .er-chips { gap: 5px; }
  .er-chip { font-size: .72rem; padding: 4px 9px; }
  .spar-betrag-gross { font-size: 3rem; }
  .kb-tooltip { display: none; }
  .kontakt-bar-item { width: 44px; height: 44px; }

  /* Leistungsübersicht Mobile: 2-spaltig auf Tablet */
  .leistung-highlights { grid-template-columns: repeat(2, 1fr); gap: 16px; }
}

@media (max-width: 480px) {
  /* Leistungsübersicht Mobile: 1-spaltig auf kleinen Phones */
  .leistung-highlights { grid-template-columns: 1fr; gap: 14px; }
  .leistung-tabelle-title { padding: 16px 16px; font-size: .93rem; }
  .leistung-tabelle thead th { padding: 10px 12px; font-size: .72rem; }
  .leistung-tabelle td { padding: 12px 12px; font-size: .84rem; }
  .leistung-tabelle td:last-child { display: none; } /* Hinweis-Spalte auf Mobile ausblenden */
  .leistung-tabelle-hinweis { padding: 12px 16px; }
  .lt-name { font-size: .84rem; }
  .leistung-tabelle thead th:last-child { display: none; }

  .fstep-body { padding: 20px 16px; }
  .fstep-header { padding: 18px 16px; }
  .form-row,
  .form-row--75-25,
  .form-row--25-75 { grid-template-columns: 1fr; }
  .fstep-actions { flex-direction: column-reverse; }
  .fstep-actions .btn-primary,
  .fstep-actions .btn-outline { width: 100%; justify-content: center; }
  .fp-step > span { font-size: .62rem; }

  .cookie-inner { flex-direction: column; }
  .btn-cookie { width: 100%; text-align: center; }
  .wa-tooltip { display: none; }
  .funnel-section { padding-bottom: 24px; }
}

@media (max-width: 400px) {
  .fp-step > span { display: none; }
  .fp-step.active > span { display: block; }
  .pd-amount { font-size: 2.4rem; }
}

/* ══════════════════════════════════════════
   FOOTER (neu – mit Kontakt-Band)
══════════════════════════════════════════ */

/* ── Kontakt-Band ── */
.footer-kontakt-band {
  background: #e8f4f7;
  padding: 48px 0 40px;
  border-top: 3px solid var(--primary);
}
.footer-kontakt-inner {
  display: flex;
  align-items: flex-start;
  gap: 40px;
  flex-wrap: wrap;
}
.footer-kontakt-left {
  display: flex;
  align-items: flex-start;
  gap: 24px;
  flex: 1;
  min-width: 260px;
}
.footer-portrait {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 15%;
  border: 3px solid var(--primary);
  flex-shrink: 0;
  background: var(--primary-l);
}
.footer-kontakt-text h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 8px;
}
.footer-kontakt-text p {
  font-size: .88rem;
  color: var(--mid);
  line-height: 1.65;
  margin-bottom: 6px;
}
.footer-kontakt-box {
  flex: 1;
  min-width: 260px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  justify-content: center;
}

/* Kontakt-Buttons im Footer-Band */
.fkb-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 13px 20px;
  border-radius: 50px;
  font-size: .92rem;
  font-weight: 600;
  text-decoration: none;
  transition: transform .2s ease, opacity .2s ease;
  line-height: 1.2;
}
.fkb-btn:hover { transform: translateY(-2px); opacity: .88; text-decoration: none; }
.fkb-btn--tel  { background: var(--primary-l); color: var(--primary-d); }
.fkb-btn--mail { background: #fff; border: 1.5px solid var(--border); color: var(--mid); }
.fkb-btn--wa   { background: #e8f8ee; color: #15803d; }

/* ── Footer Main ── */
.footer-main {
  background: #0d2f52;
  padding: 40px 0 32px;
}
.footer-main-inner {
  display: flex;
  gap: 48px;
  flex-wrap: wrap;
}
.footer-col { flex: 1; min-width: 220px; }
.footer-col--brand .footer-about {
  font-size: .82rem;
  color: rgba(255,255,255,.55);
  line-height: 1.7;
  max-width: 340px;
}
.footer-col--contact h4 {
  font-size: .95rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 14px;
}
.footer-col--contact address {
  font-style: normal;
}
.footer-col--contact p {
  font-size: .84rem;
  color: rgba(255,255,255,.6);
  margin-bottom: 8px;
  line-height: 1.55;
}
.footer-col--contact a {
  color: var(--orange);
  text-decoration: none;
  font-weight: 500;
}
.footer-col--contact a:hover { color: var(--orange-d); }

/* ── Footer Slim ── */
.footer-slim {
  background: #091f38;
  padding: 14px 0;
}
.footer-slim-links {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 6px;
}
.footer-slim-links a {
  font-size: .76rem;
  color: rgba(255,255,255,.5);
  text-decoration: none;
  transition: color var(--tr);
}
.footer-slim-links a:hover { color: #fff; }
.footer-slim-sep { color: rgba(255,255,255,.25); font-size: .76rem; }
.footer-slim-copy {
  font-size: .72rem;
  color: rgba(255,255,255,.3);
  margin: 0;
}

/* ── Footer Mobile ── */
@media (max-width: 768px) {
  .footer-kontakt-inner { flex-direction: column; gap: 24px; }
  .footer-kontakt-left { flex-direction: column; align-items: center; text-align: center; }
  .footer-portrait { width: 90px; height: 90px; }
  .footer-kontakt-box { padding: 18px 20px; }
  .footer-main-inner { flex-direction: column; gap: 28px; }
  .footer-col--brand .footer-about { max-width: 100%; }
}
